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The most up-and-coming credit agency is Trans Union if only because they had so much ground to make up. Few companies will report only to
TransUnion, and even fewer will only pull a credit report here over other agencies. www.TransUnion.com Equifax is the second most frequently used credit reporting agency. While a credit report or credit score may be pulled solely from this agency, it is more likely that it will be used in combination with the other agencies. For example, some companies that provide credit reports to apartment management companies may pull your credit report here. www.Equifax.com Experian is the agency where companies are most likely to report consumer credit accounts, and where your credit score counts the most. Experian is commonly used by car dealerships, phone companies, and other utilities such as power companies and cable companies. www.Experian.com |